{"assumptions":{"indexValue":"4.849","indexAverageAnnualIncrease":"0.975","indexAverageAnnualDecrease":"1.044","historicalAverageValue":"2.038","lifetimeCapMargin":"6.000","investmentFundRate":"5.000","homeAppreciationRate":"3.000"},"rateTerms":[{"name":"1 Month Adjustable","options":[{"isActive":true,"minAdvanceAmt":"0","occupancy":"Residence","comparisonType":[{"name":"New","value":true},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"90.00"},"maximumLTVrt":{"isActive":true,"value":"90.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":false,"value":"4.000","introRate":null},{"isActive":true,"isDefault":true,"value":"3.750","introRate":null},{"isActive":true,"isDefault":false,"value":"3.500","introRate":null},{"isActive":true,"isDefault":false,"value":"3.250","introRate":null},{"isActive":true,"isDefault":false,"value":"3.000","introRate":null},{"isActive":true,"isDefault":false,"value":"2.750","introRate":null},{"isActive":true,"isDefault":false,"value":"2.500","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]},{"isActive":true,"minAdvanceAmt":"0","occupancy":"Home","comparisonType":[{"name":"New","value":true},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"80.00"},"maximumLTVrt":{"isActive":true,"value":"80.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":false,"value":"4.000","introRate":null},{"isActive":true,"isDefault":true,"value":"3.750","introRate":null},{"isActive":true,"isDefault":false,"value":"3.500","introRate":null},{"isActive":true,"isDefault":false,"value":"3.250","introRate":null},{"isActive":true,"isDefault":false,"value":"3.000","introRate":null},{"isActive":true,"isDefault":false,"value":"2.750","introRate":null},{"isActive":true,"isDefault":false,"value":"2.500","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]},{"isActive":true,"minAdvanceAmt":"0","occupancy":"Investment","comparisonType":[{"name":"New","value":true},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"75.00"},"maximumLTVrt":{"isActive":true,"value":"75.00"},"maximumLTVco":{"isActive":true,"value":"70.00"},"floorRates":[{"isActive":true,"value":"4.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":false,"value":"4.000","introRate":null},{"isActive":true,"isDefault":true,"value":"3.750","introRate":null},{"isActive":true,"isDefault":false,"value":"3.500","introRate":null},{"isActive":true,"isDefault":false,"value":"3.250","introRate":null},{"isActive":true,"isDefault":false,"value":"3.000","introRate":null},{"isActive":true,"isDefault":false,"value":"2.750","introRate":null},{"isActive":true,"isDefault":false,"value":"2.500","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]},{"isActive":true,"minAdvanceAmt":"4000","occupancy":"Homestead","comparisonType":[{"name":"New","value":true},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"80.00"},"maximumLTVrt":{"isActive":true,"value":"80.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":false,"value":"4.000","introRate":null},{"isActive":true,"isDefault":true,"value":"3.750","introRate":null},{"isActive":true,"isDefault":false,"value":"3.500","introRate":null},{"isActive":true,"isDefault":false,"value":"3.250","introRate":null},{"isActive":true,"isDefault":false,"value":"3.000","introRate":null},{"isActive":true,"isDefault":false,"value":"2.750","introRate":null},{"isActive":true,"isDefault":false,"value":"2.500","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]}]},{"name":"3-Year Fixed then Adjustable","options":[{"isActive":false,"minAdvanceAmt":"0","occupancy":"Residence","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"90.00"},"maximumLTVrt":{"isActive":true,"value":"90.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":"7.880"},{"isActive":true,"isDefault":false,"value":"3.500","introRate":"7.630"},{"isActive":true,"isDefault":false,"value":"3.250","introRate":"7.380"},{"isActive":true,"isDefault":false,"value":"3.000","introRate":"7.130"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]},{"isActive":false,"minAdvanceAmt":"0","occupancy":"Home","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"80.00"},"maximumLTVrt":{"isActive":true,"value":"80.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":"7.880"},{"isActive":true,"isDefault":false,"value":"3.500","introRate":"7.630"},{"isActive":true,"isDefault":false,"value":"3.250","introRate":"7.380"},{"isActive":true,"isDefault":false,"value":"3.000","introRate":"7.130"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]},{"isActive":false,"minAdvanceAmt":"0","occupancy":"Investment","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"75.00"},"maximumLTVrt":{"isActive":true,"value":"75.00"},"maximumLTVco":{"isActive":true,"value":"70.00"},"floorRates":[{"isActive":true,"value":"4.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":"7.880"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]},{"isActive":false,"minAdvanceAmt":"4000","occupancy":"Homestead","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"80.00"},"maximumLTVrt":{"isActive":true,"value":"85.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":"7.880"},{"isActive":true,"isDefault":false,"value":"3.500","introRate":"7.630"},{"isActive":false,"isDefault":false,"value":"3.250","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"3.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"-0.010"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]}]},{"name":"5-Year Fixed then Adjustable","options":[{"isActive":false,"minAdvanceAmt":"0","occupancy":"Residence","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"90.00"},"maximumLTVrt":{"isActive":true,"value":"90.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":"8.380"},{"isActive":true,"isDefault":false,"value":"3.500","introRate":"8.130"},{"isActive":true,"isDefault":false,"value":"3.250","introRate":"7.880"},{"isActive":true,"isDefault":false,"value":"3.000","introRate":"7.630"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.010"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]},{"isActive":false,"minAdvanceAmt":"0","occupancy":"Home","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"80.00"},"maximumLTVrt":{"isActive":true,"value":"80.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":"8.380"},{"isActive":true,"isDefault":false,"value":"3.500","introRate":"8.130"},{"isActive":true,"isDefault":false,"value":"3.250","introRate":"7.880"},{"isActive":true,"isDefault":false,"value":"3.000","introRate":"7.630"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]},{"isActive":false,"minAdvanceAmt":"0","occupancy":"Investment","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":false,"value":"80.00"},"maximumLTVrt":{"isActive":false,"value":"80.00"},"maximumLTVco":{"isActive":false,"value":"80.00"},"floorRates":[{"isActive":false,"value":"0.000"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]},{"isActive":false,"minAdvanceAmt":"4000","occupancy":"Homestead","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"90.00"},"maximumLTVrt":{"isActive":true,"value":"85.00"},"maximumLTVco":{"isActive":true,"value":"80.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":"8.380"},{"isActive":true,"isDefault":false,"value":"3.500","introRate":"8.130"},{"isActive":false,"isDefault":false,"value":"3.250","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"3.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"},{"isActive":false,"isDefault":false,"value":"0.000","introRate":"0.000"}]}]},{"name":"1 Month Adjustable Construction Loan","options":[{"isActive":true,"minAdvanceAmt":"0","occupancy":"Residence","comparisonType":[{"name":"New","value":true},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"80.00"},"maximumLTVrt":{"isActive":false,"value":"0.00"},"maximumLTVco":{"isActive":false,"value":"0.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]},{"isActive":true,"minAdvanceAmt":"0","occupancy":"Home","comparisonType":[{"name":"New","value":true},{"name":"Existing","value":false}],"maximumLTV":{"isActive":true,"value":"80.00"},"maximumLTVrt":{"isActive":false,"value":"0.00"},"maximumLTVco":{"isActive":false,"value":"0.00"},"floorRates":[{"isActive":true,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":true,"isDefault":true,"value":"3.750","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"3.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]},{"isActive":false,"minAdvanceAmt":"0","occupancy":"Investment","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":false,"value":"90.00"},"maximumLTVrt":{"isActive":false,"value":"0.00"},"maximumLTVco":{"isActive":false,"value":"0.00"},"floorRates":[{"isActive":false,"value":"0.000"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]},{"isActive":false,"minAdvanceAmt":"4000","occupancy":"Homestead","comparisonType":[{"name":"New","value":false},{"name":"Existing","value":false}],"maximumLTV":{"isActive":false,"value":"90.00"},"maximumLTVrt":{"isActive":false,"value":"0.00"},"maximumLTVco":{"isActive":false,"value":"0.00"},"floorRates":[{"isActive":false,"value":"3.750"},{"isActive":false,"value":"0.000"}],"margins":[{"isActive":false,"isDefault":false,"value":"3.750","introRate":null},{"isActive":false,"isDefault":false,"value":"3.500","introRate":null},{"isActive":false,"isDefault":false,"value":"3.250","introRate":null},{"isActive":false,"isDefault":false,"value":"3.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null},{"isActive":false,"isDefault":false,"value":"0.000","introRate":null}]}]}],"graphUrl":"https://www.allinoneloan.com/resources/img/Screenshot 2024-11-03 at 6.23.41 PM.png"}